Pension Commutation Calculator 2026

Pension & Commutation Calculator

Calculate monthly pension, DR and commutation amount

Last Basic Pay (₹)

Dearness Relief (%)

Age at next birthday (years)

Commutation (%)

Applicable Commutation Factor: 8.194

Age change karne par factor automatically update hoga. Factor manually edit karne ke liye neeche option hai.

Manual Factor (optional)

Manual factor blank rakhein to age-wise factor use hoga.

Calculation Results

Basic Pension (50% of Basic Pay)

Dearness Relief

Monthly Pension Before Commutation

Commuted Pension

Remaining Basic Pension

DR on Remaining Pension (illustrative)

Monthly Pension After Commutation

Commutation Lump Sum

Applied Factor

Commutation Percentage

Disclaimer: This calculator provides indicative estimates only. Pension percentage, commutation eligibility, age factor, restoration period and DR treatment depend on the applicable pension rules and official orders. Verify all figures with your department and pension authority.

Final nirnay se pehle apne vibhag ke niyam, aadesh aur lekha karyalay ka record dekhein. Ye portal Government of India se judi nahi hai.

Calculation Formula

Basic Pension = Last Basic Pay × 50% (illustrative default).

Commuted Pension = Basic Pension × Commutation Percentage.

Lump Sum = Commuted Pension × Commutation Factor × 12.

Remaining Basic Pension = Basic Pension − Commuted Pension.

Monthly Pension After Commutation = Remaining Basic Pension + applicable DR.

Frequently Asked Questions

1. Commutation factor kya hota hai?
Ye age-based multiplier hai jo commuted pension ke lump sum calculation mein use hota hai.

2. Kya factor age ke hisaab se change hota hai?
Haan, applicable commutation table mein age ke according factor badalta hai.

3. Kya 40% commutation sabke liye applicable hai?
Nahi. Eligibility aur maximum percentage applicable pension rules se confirm karein.

4. Kya ye official pension amount hai?
Nahi. Ye estimate hai. Final amount pension authority ke sanction order par depend karega.