Pension Calculator 2026

Government Employee Monthly Pension Estimator

GPF Saathi Retirement Calculator

Last Drawn Basic Pay (₹)

Pension Percentage (%) Enter the applicable pension percentage.

Dearness Relief – DR (%) Enter the applicable DR rate.

Your Estimated Monthly Pension

Estimated Monthly Pension + DR

₹0

Last Drawn Basic Pay ₹0

Pension Percentage 50%

Basic Pension ₹0

Dearness Relief (DR) ₹0

Monthly Pension + DR ₹0

Annual Pension + DR ₹0

Important Disclaimer: This is an indicative pension estimator. Actual pension depends on the applicable pension scheme, qualifying service, pay rules, pension option, commutation and government orders. Verify your entitlement with the concerned pension authority.

Pension Calculation Formula

Basic Pension = Last Drawn Basic Pay × Pension Percentage ÷ 100

Dearness Relief = Basic Pension × DR Rate ÷ 100

Monthly Pension + DR = Basic Pension + Dearness Relief

Annual Pension + DR = Monthly Pension + DR × 12

This is a simplified estimate. The applicable pension scheme and service rules determine the actual pension entitlement.

Frequently Asked Questions

1. How is monthly pension calculated?

This estimator calculates basic pension using the entered basic pay and pension percentage, then adds Dearness Relief.

2. What is Dearness Relief (DR)?

Dearness Relief is an allowance payable to eligible pensioners under the applicable government orders. It is calculated here as a percentage of basic pension.

3. Is pension always 50% of Basic Pay?

Not necessarily. Pension calculation depends on the applicable pension scheme, qualifying service and relevant government rules. Confirm the correct percentage before using this estimate.

4. Does this calculator include commutation?

No. This calculator estimates pension and DR before any pension commutation deduction.

5. Is this the final pension payable?

No. The final pension is determined by the competent pension authority after verification of service records and applicable rules.

Official-use caution: Final nirnay se pehle apne vibhag ke niyam, aadesh aur lekha karyalay ka record dekhein. Ye portal Government of India se judi nahi hai.